Our office is currently closed to visitors to help combat the spread of Coronavirus so please call or email us instead. Entry to our Beach Hut of the Year Competition is now open ryans.co.uk/BHOTY20

Chalet Insurance

from our Private Clients Division

Are you thinking of buying a Beach Chalet? Or is your current policy due for renewal?

Our specialist policy provides valuable protection for your beloved chalet. Whether you simply use it with your family and friends as a place to relax and enjoy the seaside, or it is commercially let, you can be "shore" your chalet will be protected should the worst happen and you won't have to "shell" out a fortune.

We can even cover your Chalet if you rent it on an annual basis, many local authorities insist on you having Public Liability cover, call us on 01473 343300 for a quotation.

We offer 10% discount for Beach Hut Association members plus donations to your Association. Last year our Beach Hut Association donations totalled £1,200 and helped the RNLI and Parkinson's charities and a number of Beach Hut Associations.

Our Policy includes the following features and benefits to protect your "sanctuary by the sea".
Cover available
Buildings cover - specified by you for the rebuilding cost
Contents cover - included free of charge up to 20% of buildings sum insured (single article limit up to contents sum insured)
Accidental damage to buildings automatically included
Replacement locks (maximum £250 incl VAT per claim)
Storm and inundation by the sea
Vandalism and malicious damage cover
Liability to others up to £5,000,000
Loss of rent, if commercially let
Nil excess
No security requirements
Emergency travel expenses